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Solar companies · Lease / loan provider
Mosaic: what happened and what owners should do now
Solar lender: Chapter 11 in June 2025, exit in September 2025; loans serviced by Solar Servicing LLC. Solar Servicing LLC (a Forbright Bank subsidiary) services Mosaic solar loans.
Mosaic, a major solar loan provider, filed for Chapter 11 in June 2025 and exited in September 2025. Loan servicing moved to Solar Servicing LLC, a subsidiary of Forbright Bank.
| Type | Lease / loan provider |
|---|---|
| Status | Restructured |
| Ways to pay | Loan servicing only |
| Warranty & service | Mosaic was a lender; equipment and workmanship warranties come from your installer and equipment makers. |
| Owner rating | No reviews yet |
What happened to Mosaic
Mosaic filed for Chapter 11 in June 2025 and exited in September 2025, with loan servicing moved to Solar Servicing LLC, a Forbright Bank subsidiary (GreenLancer).
Who services Mosaic systems now
Solar Servicing LLC (a Forbright Bank subsidiary) services Mosaic solar loans.
What to do now
- Save your paperwork now. Download your contract, permits, system design, warranty documents and payment history from any customer portal before it closes.
- Work out who you pay. If you have a lease, PPA or loan, the company that bills you (or your lender) is your main contact – not the installer.
- Keep paying. A bankruptcy does not cancel lease, PPA or loan payments. Missing them can hurt your credit.
- Watch your production. If the monitoring app stops working, read your inverter or utility meter, and photograph readings so you can document any outage.
- Use manufacturer warranties. Panel, inverter and battery warranties come from the equipment makers and generally stay valid after an installer closes. Workmanship warranties from the installer usually do not.
- Hire a licensed local solar company for repairs. You are not tied to the original installer. Ask for proof of license and insurance.
Mosaic pros and cons
Pros
- Loans continue to be serviced
Cons
- Borrowers must update where and how they pay
Mosaic reviews from owners
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Frequently asked questions
Who services my Mosaic solar loan now?
Solar Servicing LLC, a subsidiary of Forbright Bank.
Do I still owe my Mosaic loan?
Yes. Loan obligations continue after the bankruptcy.
Are the reviews on SolarOwnersHub.com real?
Reviews come from people who say they are customers and agree to our guidelines. We check every review before publishing, never pay for reviews, and show positive and negative reviews alike.
Other closed solar companies
- SunPowerTwo different companies: the bankrupt SunPower Corporation and today’s SunPower Inc.
- Freedom ForeverFiled for Chapter 11 in April 2026; case converted to Chapter 7 liquidation in September 2026
- SunnovaFiled for Chapter 11 in June 2025; customers now serviced by SunStrong Management
- Titan Solar PowerShut down abruptly in June 2024, followed by a Chapter 7 filing
- SolciusFiled for Chapter 7 bankruptcy in February 2024
- Vision SolarFiled for Chapter 7 bankruptcy in December 2023
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Sources
SolarOwnersHub.com is not affiliated with Mosaic. Facts above come from the sources listed and may change – confirm details with the company before you sign. Ratings come only from owner reviews on this site.
Questions about Mosaic
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